Bag-fee card math (deterministic)
Updated: 2026-02-16.
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Citi® / AAdvantage® Platinum Select®
Annual fee: $99 • Tier: entry
Net annual value
-$99
First checked bag fee is missing from the airline fee table, so break-even math can’t run.
All modeled cards for American Airlines
| Card | Tier | Annual fee | Savings / RT | Annual savings | Net | Break-even RTs |
|---|---|---|---|---|---|---|
Citi® / AAdvantage® Platinum Select® First checked bag fee is missing from the airline fee table, so break-even math can’t run. | entry | $99 | — | — | — | — |
AAdvantage® Aviator® Red First checked bag fee is missing from the airline fee table, so break-even math can’t run. | entry_alt | $99 | — | — | — | — |
Citi® / AAdvantage® Executive First checked bag fee is missing from the airline fee table, so break-even math can’t run. | premium | $595 | — | — | — | — |
Model: first checked bag only • roundtrip = 2 directions • eligible travelers capped per card.
Related: American Airlines fee table