Bag-fee card math (deterministic)
Updated: 2026-02-16.
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Delta SkyMiles® Gold American Express Card
Annual fee: $150 • Tier: entry
Net annual value
-$150
First checked bag fee is missing from the airline fee table, so break-even math can’t run.
All modeled cards for Delta Air Lines
| Card | Tier | Annual fee | Savings / RT | Annual savings | Net | Break-even RTs |
|---|---|---|---|---|---|---|
Delta SkyMiles® Gold American Express Card First checked bag fee is missing from the airline fee table, so break-even math can’t run. | entry | $150 | — | — | — | — |
Delta SkyMiles® Platinum American Express Card First checked bag fee is missing from the airline fee table, so break-even math can’t run. | mid | $250 | — | — | — | — |
Delta SkyMiles® Reserve American Express Card First checked bag fee is missing from the airline fee table, so break-even math can’t run. | premium | $650 | — | — | — | — |
Model: first checked bag only • roundtrip = 2 directions • eligible travelers capped per card.
Related: Delta Air Lines fee table